Do you need credit repair?  Do you have low credit scores due to medical collections, missed credit card or mortgage payments, or because you only have one credit card and have limited credit resources?  If you find yourself in any of these situations, give YourDenverMortgageGuy a call at 720-435-4022.  I have helped many clients to increase their credit scores from 50 to 150 points in a short period of time.  I work with a couple of great companies that specialize in this process and get excellent results.  Please keep in mind that you can contact the credit bureaus yourself and work on this process on your own to save yourself anywhere from $300 to $1000 or more depending on the company you  choose.  What I have found in the past is that most people will get frustrated a couple of months into the process.  Here is how the credit dispute process works.  The first step is you put together a letter to the 3 credit bureaus and dispute negative items on your credit report.  The credit companies including Experian, TransUnion, and Equifax have 30 days to respond to your disputed item.  If they don’t respond within the 30 day period, the disputed item has to be removed.  However, most of the time you will get a letter back from them indicating they investigated the disputed item and it has been validated.  Then you can either accept that decision or continue the dispute.  Your correspondence flows back and forth for months and that’s why most people get frustrated with the entire process and pay a pro to do the work for them.  The companies I work with know how to word the dispute and have been doing it for over 10 years with many satisfied clients.  In most cases they can get the results you need in a few months.

I will give you more information on credit repair on my blog so check back frequently.  If you prefer to dispute the items on your report yourself, give me a call at 720-435-4022.  I’ll be glad to help you get this process started.  It is well worth your time and effort to raise your credit scores.  Think of the money you will save on your mortgage rate, car payment, and insurance when you have a high credit score.